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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,152 | $49,255+24.2% | $70,494-13.3% | $79,856-23.4% |
| Participation rate | 81.6% | 69.2%+12.4pp | 75.1%+6.5pp | 69.6%+11.9pp |
| Annual return | 6.48% | 30.10%-23.6pp | 109.16%-102.7pp | 31.71%-25.2pp |
| Employer contribution / active EE | $395 | $2,100-81.2% | $2,738-85.6% | $2,471-84.0% |
| Participant deferral / active EE | $3,720 | $2,768+34.4% | $3,711+0.2% | $3,741-0.6% |
| Admin fee / account holder | $2,550 | $2,879-11.4% | $3,848-33.7% | $5,306-52.0% |