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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,792 | $105,200+150.8% | $159,474+65.4% | $85,847+207.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.91% | 45.08%-31.2pp | 263.68%-249.8pp | 318.61%-304.7pp |
| Employer contribution / active EE | $4,029 | $3,319+21.4% | $4,831-16.6% | $2,565+57.1% |
| Participant deferral / active EE | $14,606 | $5,946+145.6% | $7,353+98.6% | $3,952+269.6% |
| Admin fee / account holder | $10,389 | $6,934+49.8% | $10,802-3.8% | $6,261+65.9% |