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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,813 | $102,429+143.9% | $147,096+69.8% | $80,925+208.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.76% | 135.02%-123.3pp | 419.75%-408.0pp | 35.65%-23.9pp |
| Employer contribution / active EE | $4,292 | $3,716+15.5% | $4,936-13.1% | $2,756+55.7% |
| Participant deferral / active EE | $13,815 | $6,649+107.8% | $8,071+71.2% | $4,299+221.4% |
| Admin fee / account holder | $17,207 | $7,957+116.3% | $13,005+32.3% | $6,940+147.9% |