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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,517 | $93,598+136.7% | $135,974+62.9% | $75,173+194.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.01% | 30.89%-15.9pp | 68.30%-53.3pp | 160.72%-145.7pp |
| Employer contribution / active EE | $4,321 | $3,538+22.1% | $4,859-11.1% | $2,671+61.8% |
| Participant deferral / active EE | $16,414 | $6,405+156.3% | $7,760+111.5% | $4,126+297.8% |
| Admin fee / account holder | $34,078 | $6,978+388.4% | $10,767+216.5% | $5,651+503.1% |