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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,238 | $98,776+111.8% | $149,745+39.7% | $79,856+162.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.40% | 27.38%-16.0pp | 276.72%-265.3pp | 31.71%-20.3pp |
| Employer contribution / active EE | $6,079 | $3,217+88.9% | $4,646+30.9% | $2,471+146.0% |
| Participant deferral / active EE | $14,309 | $5,681+151.9% | $6,843+109.1% | $3,741+282.5% |
| Admin fee / account holder | $37,055 | $6,053+512.2% | $9,312+297.9% | $5,306+598.3% |