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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,358 | $81,262+43.2% | $155,602-25.2% | $80,911+43.8% |
| Participation rate | 69.1% | 66.2%+2.9pp | 78.2%-9.1pp | 67.6%+1.5pp |
| Annual return | 11.04% | 33.34%-22.3pp | 64.81%-53.8pp | 35.63%-24.6pp |
| Employer contribution / active EE | $2,427 | $3,102-21.8% | $4,675-48.1% | $2,756-11.9% |
| Participant deferral / active EE | $6,405 | $3,451+85.6% | $5,629+13.8% | $4,297+49.1% |
| Admin fee / account holder | $25,009 | $7,992+212.9% | $15,923+57.1% | $6,935+260.6% |