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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,856 | $85,171+17.2% | $172,752-42.2% | $72,975+36.8% |
| Participation rate | 67.3% | 70.1%-2.7pp | 82.6%-15.3pp | 69.5%-2.1pp |
| Annual return | 21.22% | 27.32%-6.1pp | 802.97%-781.7pp | 81.01%-59.8pp |
| Employer contribution / active EE | $1,815 | $3,324-45.4% | $5,144-64.7% | $2,440-25.6% |
| Participant deferral / active EE | $3,868 | $3,260+18.7% | $5,198-25.6% | $3,608+7.2% |
| Admin fee / account holder | $1,549 | $5,880-73.7% | $13,955-88.9% | $5,124-69.8% |