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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,996 | $75,962+10.6% | $154,108-45.5% | $64,173+30.9% |
| Participation rate | 69.0% | 70.4%-1.4pp | 83.0%-14.1pp | 69.6%-0.6pp |
| Annual return | -5.11% | 30.32%-35.4pp | 735.21%-740.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $1,769 | $3,350-47.2% | $5,298-66.6% | $2,381-25.7% |
| Participant deferral / active EE | $3,848 | $3,175+21.2% | $5,081-24.3% | $3,470+10.9% |
| Admin fee / account holder | $14,932 | $5,589+167.2% | $13,411+11.3% | $4,887+205.5% |