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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,020 | $84,236+22.3% | $170,435-39.6% | $70,126+46.9% |
| Participation rate | 76.9% | 70.8%+6.1pp | 83.6%-6.7pp | 69.5%+7.4pp |
| Annual return | 16.09% | 23.06%-7.0pp | 205.94%-189.9pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,717 | $3,387-49.3% | $5,432-68.4% | $2,343-26.7% |
| Participant deferral / active EE | $3,953 | $3,086+28.1% | $4,939-20.0% | $3,332+18.6% |
| Admin fee / account holder | $5,822 | $5,698+2.2% | $13,881-58.1% | $4,645+25.3% |