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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,289 | $64,729-22.3% | $112,263-55.2% | $68,490-26.6% |
| Participation rate | 96.8% | 67.2%+29.6pp | 75.1%+21.7pp | 67.9%+28.9pp |
| Annual return | -14.55% | -11.40%-3.2pp | 27.49%-42.0pp | -7.85%-6.7pp |
| Employer contribution / active EE | $6,871 | $2,746+150.2% | $3,636+89.0% | $2,597+164.6% |
| Participant deferral / active EE | $2,417 | $3,566-32.2% | $4,729-48.9% | $4,028-40.0% |
| Admin fee / account holder | $8,505 | $5,222+62.9% | $6,410+32.7% | $5,403+57.4% |