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| Provider | Service type | Compensation |
|---|---|---|
BKD, LLP1 year Filed as: DIXON HUGHES WEALTH ADV. LLC Service code 26 500 RIDGEFIELD COURRT · ASHEVILLE, NC 28806 | Advisory (Participants) | $18,586 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,723 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,281 | $72,273-41.5% | $101,275-58.3% | $79,856-47.1% |
| Participation rate | 94.4% | 68.5%+25.9pp | 75.8%+18.6pp | 69.6%+24.7pp |
| Annual return | 8.81% | 22.30%-13.5pp | 46.48%-37.7pp | 31.71%-22.9pp |
| Employer contribution / active EE | $6,745 | $2,691+150.6% | $3,660+84.3% | $2,471+173.0% |
| Participant deferral / active EE | $2,363 | $3,282-28.0% | $4,371-45.9% | $3,741-36.8% |
| Admin fee / account holder | $463 | $4,401-89.5% | $5,948-92.2% | $5,306-91.3% |