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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,822 | $81,504-70.8% | $102,437-76.7% | $80,959-70.6% |
| Participation rate | 81.0% | 66.9%+14.1pp | 74.5%+6.4pp | 67.7%+13.3pp |
| Annual return | 8.48% | 25.60%-17.1pp | 24.95%-16.5pp | 35.67%-27.2pp |
| Employer contribution / active EE | $2,508 | $3,104-19.2% | $3,871-35.2% | $2,757-9.1% |
| Participant deferral / active EE | $950 | $3,871-75.5% | $5,060-81.2% | $4,300-77.9% |
| Admin fee / account holder | $14,914 | $6,719+122.0% | $8,388+77.8% | $6,925+115.4% |