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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,734 | $88,672-68.7% | $105,223-73.6% | $82,448-66.4% |
| Participation rate | 84.6% | 67.9%+16.7pp | 75.0%+9.6pp | 68.1%+16.5pp |
| Annual return | 13.22% | 30.86%-17.6pp | 180.65%-167.4pp | 41.64%-28.4pp |
| Employer contribution / active EE | $3,919 | $3,048+28.6% | $3,689+6.3% | $2,551+53.6% |
| Participant deferral / active EE | $1,145 | $4,036-71.6% | $5,072-77.4% | $4,139-72.3% |
| Admin fee / account holder | $6,418 | $7,146-10.2% | $8,859-27.6% | $7,234-11.3% |