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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,246 | $78,682-27.2% | $109,188-47.6% | $85,851-33.3% |
| Participation rate | 92.2% | 68.3%+23.9pp | 75.9%+16.3pp | 69.3%+22.9pp |
| Annual return | 9.30% | 25.09%-15.8pp | 25.76%-16.5pp | 318.63%-309.3pp |
| Employer contribution / active EE | $3,824 | $2,734+39.9% | $3,723+2.7% | $2,565+49.1% |
| Participant deferral / active EE | $2,319 | $3,468-33.1% | $4,654-50.2% | $3,952-41.3% |
| Admin fee / account holder | $6,567 | $5,470+20.1% | $6,755-2.8% | $6,261+4.9% |