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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,980 | $93,598+424.6% | $135,974+261.1% | $75,173+553.1% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 15.48% | 30.89%-15.4pp | 68.30%-52.8pp | 160.72%-145.2pp |
| Employer contribution / active EE | $3,289 | $3,538-7.0% | $4,859-32.3% | $2,671+23.2% |
| Participant deferral / active EE | $8,987 | $6,405+40.3% | $7,760+15.8% | $4,126+117.8% |
| Admin fee / account holder | $115,627 | $6,978+1557.1% | $10,767+973.9% | $5,651+1946.3% |