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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,067 | $98,776+457.9% | $149,745+268.0% | $79,856+590.1% |
| Participation rate | 93.9% | 75.8%+18.1pp | 82.5%+11.5pp | 69.6%+24.3pp |
| Annual return | 14.48% | 27.38%-12.9pp | 276.72%-262.2pp | 31.71%-17.2pp |
| Employer contribution / active EE | $4,885 | $3,217+51.8% | $4,646+5.2% | $2,471+97.7% |
| Participant deferral / active EE | $8,391 | $5,681+47.7% | $6,843+22.6% | $3,741+124.3% |
| Admin fee / account holder | $3,908 | $6,053-35.4% | $9,312-58.0% | $5,306-26.4% |