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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,783 | $77,817+397.0% | $123,553+213.1% | $64,173+502.7% |
| Participation rate | 83.3% | 74.7%+8.6pp | 82.3%+1.0pp | 69.6%+13.8pp |
| Annual return | -6.23% | 12.49%-18.7pp | 119.21%-125.4pp | 7.63%-13.9pp |
| Employer contribution / active EE | $4,245 | $3,014+40.8% | $4,628-8.3% | $2,381+78.3% |
| Participant deferral / active EE | $8,842 | $5,240+68.7% | $6,426+37.6% | $3,470+154.8% |
| Admin fee / account holder | $21,389 | $5,519+287.5% | $9,284+130.4% | $4,887+337.6% |