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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,171 | $82,674+477.2% | $125,363+280.6% | $68,495+596.7% |
| Participation rate | 96.4% | 75.0%+21.4pp | 82.4%+14.1pp | 67.9%+28.5pp |
| Annual return | -15.40% | -5.97%-9.4pp | 572.15%-587.5pp | -7.84%-7.6pp |
| Employer contribution / active EE | $3,022 | $3,382-10.6% | $4,815-37.2% | $2,596+16.4% |
| Participant deferral / active EE | $7,773 | $6,111+27.2% | $7,447+4.4% | $4,028+93.0% |
| Admin fee / account holder | $105,354 | $6,276+1578.6% | $10,005+953.0% | $5,403+1849.8% |