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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,339 | $76,551+301.5% | $123,894+148.1% | $62,881+388.8% |
| Participation rate | 97.5% | 73.0%+24.5pp | 81.4%+16.1pp | 69.3%+28.2pp |
| Annual return | 8.37% | 18.68%-10.3pp | 47.52%-39.2pp | 20.14%-11.8pp |
| Employer contribution / active EE | $7,820 | $2,882+171.3% | $4,617+69.4% | $2,281+242.8% |
| Participant deferral / active EE | $7,902 | $4,840+63.3% | $5,984+32.1% | $3,203+146.7% |
| Admin fee / account holder | $3,583 | $4,826-25.8% | $8,357-57.1% | $4,296-16.6% |