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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $48,589 |
CETERA ADVISOR NETWORKS LLC3+ years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $32,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,241 | $55,453+207.0% | $170,435-0.1% | $62,293+173.3% |
| Participation rate | 91.4% | 66.4%+25.0pp | 83.6%+7.8pp | 69.5%+21.8pp |
| Annual return | 19.29% | 21.38%-2.1pp | 205.94%-186.6pp | 28.90%-9.6pp |
| Employer contribution / active EE | $7,432 | $2,164+243.5% | $5,432+36.8% | $2,042+263.9% |
| Participant deferral / active EE | $5,079 | $2,303+120.6% | $4,939+2.8% | $3,169+60.3% |
| Admin fee / account holder | $468 | $455+2.9% | $13,881-96.6% | $479-2.3% |