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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2+ years Service code 27 · EIN 95-3845382 | Advisory (Plan) | $37,655 |
Service code 37 · EIN 04-2647786 | Loan Processing | $30,511 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,801 | $46,732+212.0% | $156,551-6.9% | $55,167+164.3% |
| Participation rate | 93.8% | 65.8%+28.0pp | 84.0%+9.8pp | 69.0%+24.8pp |
| Annual return | 7.16% | 17.72%-10.6pp | 32.23%-25.1pp | 169.23%-162.1pp |
| Employer contribution / active EE | $8,289 | $2,105+293.7% | $5,501+50.7% | $1,963+322.3% |
| Participant deferral / active EE | $5,120 | $2,204+132.3% | $4,871+5.1% | $3,054+67.7% |
| Admin fee / account holder | $414 | $418-1.1% | $13,028-96.8% | $504-17.9% |