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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $63,456 |
Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 27 · EIN 33-0818667 | Advisory (Plan) | $34,000 |
WELLSCOLEMAN1 year Filed as: WELLSCOLEMAN CPA'S Service code 10 · EIN 54-0593442 | Accounting | $12,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,087 | $61,166+266.4% | $185,849+20.6% | $79,391+182.3% |
| Participation rate | 88.1% | 66.6%+21.5pp | 81.7%+6.4pp | 70.7%+17.4pp |
| Annual return | 15.60% | 19.45%-3.8pp | 122.10%-106.5pp | 116.88%-101.3pp |
| Employer contribution / active EE | $8,228 | $2,321+254.5% | $5,169+59.2% | $2,428+238.9% |
| Participant deferral / active EE | $5,515 | $2,789+97.8% | $5,569-1.0% | $4,046+36.3% |
| Admin fee / account holder | $527 | $710-25.7% | $16,244-96.8% | $627-15.8% |