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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $53,524 |
SAGE ADVISORY SERVICES1 year Filed as: SAGE VIEW ADVISORY GROUP LLC Service code 27 · EIN 33-0818667 | Advisory (Plan) | $35,250 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,147 | $47,977+244.2% | $154,108+7.2% | $56,289+193.4% |
| Participation rate | 91.6% | 66.2%+25.4pp | 83.0%+8.6pp | 69.9%+21.8pp |
| Annual return | -5.94% | 3.54%-9.5pp | 735.21%-741.1pp | -9.96%+4.0pp |
| Employer contribution / active EE | $7,781 | $2,169+258.8% | $5,298+46.9% | $2,111+268.5% |
| Participant deferral / active EE | $5,089 | $2,392+112.8% | $5,081+0.2% | $3,350+51.9% |
| Admin fee / account holder | $541 | $438+23.6% | $13,411-96.0% | $521+3.9% |