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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $764,000 | $73,863+934.3% | $143,797+431.3% | $68,490+1015.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -14.45% | 0.91%-15.4pp | -0.04%-14.4pp | -7.85%-6.6pp |
| Employer contribution / active EE | $35,779 | $3,185+1023.4% | $4,952+622.5% | $2,597+1277.8% |
| Participant deferral / active EE | $22,096 | $3,385+552.8% | $5,638+291.9% | $4,028+448.6% |
| Admin fee / account holder | $8,431 | $5,756+46.5% | $14,679-42.6% | $5,403+56.1% |