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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $796,969 | $91,194+773.9% | $178,486+346.5% | $79,860+898.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -3.91% | 24.19%-28.1pp | 151.08%-155.0pp | 31.72%-35.6pp |
| Employer contribution / active EE | $34,377 | $3,256+955.8% | $5,011+586.1% | $2,471+1291.3% |
| Participant deferral / active EE | $22,014 | $3,236+580.2% | $5,202+323.2% | $3,740+488.6% |
| Admin fee / account holder | $7,270 | $6,751+7.7% | $13,985-48.0% | $5,306+37.0% |