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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $796,969 | $91,198+773.9% | $178,503+346.5% | $79,856+898.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -3.91% | 24.20%-28.1pp | 151.12%-155.0pp | 31.71%-35.6pp |
| Employer contribution / active EE | $34,377 | $3,257+955.6% | $5,011+586.0% | $2,471+1291.1% |
| Participant deferral / active EE | $22,014 | $3,237+580.2% | $5,202+323.2% | $3,741+488.5% |
| Admin fee / account holder | $7,270 | $6,748+7.7% | $13,987-48.0% | $5,306+37.0% |