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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,766 | $75,832+218.8% | $147,617+63.8% | $59,633+305.4% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.08% | 0.37%-3.4pp | 61.98%-65.1pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $16,146 | $3,485+363.3% | $5,564+190.2% | $2,203+633.0% |
| Participant deferral / active EE | $10,122 | $3,131+223.3% | $4,895+106.8% | $3,192+217.2% |
| Admin fee / account holder | $13,274 | $5,986+121.8% | $11,612+14.3% | $4,297+208.9% |