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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,223 | $76,000+293.7% | $154,111+94.2% | $64,186+366.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.20% | 30.32%-39.5pp | 735.15%-744.3pp | 7.63%-16.8pp |
| Employer contribution / active EE | $19,950 | $3,351+495.4% | $5,298+276.6% | $2,381+737.9% |
| Participant deferral / active EE | $11,641 | $3,175+266.6% | $5,081+129.1% | $3,470+235.5% |
| Admin fee / account holder | $17,082 | $5,596+205.2% | $13,411+27.4% | $4,888+249.4% |