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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,681 | $71,230+18.9% | $93,727-9.7% | $80,959+4.6% |
| Participation rate | 77.9% | 60.4%+17.5pp | 68.7%+9.2pp | 67.7%+10.3pp |
| Annual return | 9.82% | 11.26%-1.4pp | 133.83%-124.0pp | 35.67%-25.8pp |
| Employer contribution / active EE | $600 | $1,565-61.7% | $2,421-75.2% | $2,757-78.2% |
| Participant deferral / active EE | $4,970 | $4,037+23.1% | $4,417+12.5% | $4,300+15.6% |
| Admin fee / account holder | $2,200 | $6,961-68.4% | $8,292-73.5% | $6,925-68.2% |