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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,189 | $65,575+10.1% | $86,209-16.3% | $75,181-4.0% |
| Participation rate | 76.5% | 60.5%+16.0pp | 69.0%+7.5pp | 67.2%+9.3pp |
| Annual return | 12.50% | 46.07%-33.6pp | 1169.05%-1156.6pp | 160.69%-148.2pp |
| Employer contribution / active EE | $578 | $1,553-62.8% | $2,381-75.7% | $2,671-78.4% |
| Participant deferral / active EE | $4,895 | $3,023+61.9% | $3,986+22.8% | $4,126+18.6% |
| Admin fee / account holder | $14,247 | $5,470+160.5% | $6,853+107.9% | $5,650+152.2% |