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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,445 | $65,027-10.1% | $90,970-35.8% | $79,852-26.8% |
| Participation rate | 86.8% | 61.6%+25.2pp | 69.0%+17.8pp | 69.6%+17.2pp |
| Annual return | 8.33% | 30.45%-22.1pp | 134.58%-126.2pp | 31.72%-23.4pp |
| Employer contribution / active EE | $513 | $1,247-58.8% | $2,122-75.8% | $2,471-79.2% |
| Participant deferral / active EE | $3,671 | $2,512+46.1% | $3,373+8.8% | $3,740-1.9% |
| Admin fee / account holder | $7,102 | $4,535+56.6% | $5,960+19.2% | $5,306+33.8% |