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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,789 | $98,776+145.8% | $149,745+62.1% | $79,856+204.0% |
| Participation rate | 88.2% | 75.8%+12.4pp | 82.5%+5.8pp | 69.6%+18.6pp |
| Annual return | 7.10% | 27.38%-20.3pp | 276.72%-269.6pp | 31.71%-24.6pp |
| Employer contribution / active EE | $5,265 | $3,217+63.6% | $4,646+13.3% | $2,471+113.0% |
| Participant deferral / active EE | $5,480 | $5,681-3.5% | $6,843-19.9% | $3,741+46.5% |
| Admin fee / account holder | $2,773 | $6,053-54.2% | $9,312-70.2% | $5,306-47.7% |