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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,310 | $102,385+194.3% | $147,080+104.9% | $80,935+272.3% |
| Participation rate | 97.2% | 75.9%+21.4pp | 82.2%+15.0pp | 67.7%+29.6pp |
| Annual return | 14.24% | 135.09%-120.8pp | 420.17%-405.9pp | 35.66%-21.4pp |
| Employer contribution / active EE | $7,308 | $3,717+96.6% | $4,933+48.1% | $2,757+165.1% |
| Participant deferral / active EE | $7,009 | $6,651+5.4% | $8,066-13.1% | $4,299+63.0% |
| Admin fee / account holder | $12,850 | $7,951+61.6% | $12,989-1.1% | $6,924+85.6% |