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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,395 | $99,875+200.8% | $146,866+104.5% | $86,983+245.3% |
| Participation rate | 94.7% | 75.8%+18.9pp | 82.5%+12.2pp | 69.5%+25.2pp |
| Annual return | 11.39% | 28.10%-16.7pp | 102.85%-91.5pp | 25.83%-14.4pp |
| Employer contribution / active EE | $7,065 | $3,224+119.1% | $4,425+59.7% | $2,584+173.4% |
| Participant deferral / active EE | $8,059 | $6,322+27.5% | $7,759+3.9% | $4,194+92.2% |
| Admin fee / account holder | $19,132 | $7,838+144.1% | $13,620+40.5% | $7,856+143.5% |