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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,117 | $93,617+162.9% | $135,982+81.0% | $75,177+227.4% |
| Participation rate | 94.1% | 75.2%+18.9pp | 81.9%+12.2pp | 67.2%+26.9pp |
| Annual return | -0.25% | 30.89%-31.1pp | 68.32%-68.6pp | 160.75%-161.0pp |
| Employer contribution / active EE | $6,823 | $3,538+92.8% | $4,859+40.4% | $2,671+155.5% |
| Participant deferral / active EE | $7,397 | $6,406+15.5% | $7,760-4.7% | $4,126+79.2% |
| Admin fee / account holder | $506 | $6,980-92.8% | $10,767-95.3% | $5,651-91.0% |