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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,375 | $76,834+73.6% | $108,359+23.1% | $87,485+52.5% |
| Participation rate | 82.8% | 61.7%+21.0pp | 70.1%+12.6pp | 68.9%+13.8pp |
| Annual return | 10.46% | 19.09%-8.6pp | 36.89%-26.4pp | 26.06%-15.6pp |
| Employer contribution / active EE | $2,160 | $1,556+38.8% | $2,399-10.0% | $2,596-16.8% |
| Participant deferral / active EE | $5,831 | $3,100+88.1% | $4,137+40.9% | $4,274+36.4% |
| Admin fee / account holder | $5,011 | $6,537-23.3% | $9,741-48.6% | $7,775-35.5% |