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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,849 | $65,555+55.4% | $86,216+18.1% | $75,173+35.5% |
| Participation rate | 70.3% | 60.5%+9.8pp | 69.0%+1.3pp | 67.2%+3.1pp |
| Annual return | 9.63% | 46.07%-36.4pp | 1169.42%-1159.8pp | 160.72%-151.1pp |
| Employer contribution / active EE | $1,642 | $1,553+5.7% | $2,382-31.1% | $2,671-38.5% |
| Participant deferral / active EE | $4,653 | $3,023+53.9% | $3,986+16.7% | $4,126+12.8% |
| Admin fee / account holder | $12,851 | $5,469+135.0% | $6,853+87.5% | $5,651+127.4% |