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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,831 | $71,197+72.5% | $93,669+31.1% | $80,925+51.8% |
| Participation rate | 79.3% | 60.4%+18.9pp | 68.7%+10.6pp | 67.7%+11.7pp |
| Annual return | 8.96% | 11.27%-2.3pp | 133.59%-124.6pp | 35.65%-26.7pp |
| Employer contribution / active EE | $2,111 | $1,565+34.9% | $2,424-12.9% | $2,756-23.4% |
| Participant deferral / active EE | $5,769 | $4,036+43.0% | $4,416+30.6% | $4,299+34.2% |
| Admin fee / account holder | $1,058 | $6,959-84.8% | $8,291-87.2% | $6,940-84.8% |