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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,854 | $65,034+72.0% | $90,970+23.0% | $79,856+40.1% |
| Participation rate | 74.2% | 61.6%+12.6pp | 69.0%+5.2pp | 69.6%+4.6pp |
| Annual return | 9.57% | 30.45%-20.9pp | 134.60%-125.0pp | 31.71%-22.1pp |
| Employer contribution / active EE | $1,705 | $1,247+36.7% | $2,122-19.6% | $2,471-31.0% |
| Participant deferral / active EE | $4,416 | $2,512+75.8% | $3,373+30.9% | $3,741+18.0% |
| Admin fee / account holder | $2,368 | $4,536-47.8% | $5,961-60.3% | $5,306-55.4% |