Filed October 25, 2021
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| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES8+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $189,992 |
AON CONSULTING1 year Filed as: AON INVESTMENTS USA INC Service code 27 · EIN 22-2232264 | Advisory (Plan) | $95,000 |
NORTHERN TRUST COMPANY3 years Filed as: NORTHERN TRUST GLOBAL INVESTMENTS Service code 28 · EIN 45-6138589 | Investment Management | $22,979 |
KEITER8+ years Service code 10 · EIN 54-1631262 | Accounting | $16,450 |
FRONTIER ASSET MANAGEMENT7 years Service code 26 · EIN 83-0331917 | Advisory (Participants) | $14,611 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$193,137 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,122 | $107,415+304.2% | $135,998+219.2% | $80,187+441.4% |
| Participation rate | 94.1% | 78.0%+16.1pp | 81.9%+12.2pp | 72.9%+21.1pp |
| Annual return | -6.39% | 91.99%-98.4pp | 68.37%-74.8pp | 40.40%-46.8pp |
| Employer contribution / active EE | $12,427 | $3,878+220.4% | $4,860+155.7% | $2,980+317.1% |
| Participant deferral / active EE | $15,081 | $8,189+84.2% | $7,761+94.3% | $5,016+200.6% |
| Admin fee / account holder | $55 | $127-56.7% | $10,769-99.5% | $145-62.1% |