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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,421 | $154,228+188.2% | $145,433+205.6% | $137,256+223.8% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.3pp | 80.0%+14.5pp |
| Annual return | 12.64% | 74.59%-62.0pp | 66.58%-53.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $3,534 | $4,804-26.4% | $4,554-22.4% | $4,156-15.0% |
| Participant deferral / active EE | $15,007 | $8,216+82.6% | $7,897+90.0% | $6,407+134.2% |
| Admin fee / account holder | $62,145 | $14,344+333.3% | $13,129+373.3% | $12,270+406.5% |