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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,415 | $160,070+168.9% | $147,117+192.6% | $145,897+195.0% |
| Participation rate | 79.2% | 84.0%-4.9pp | 82.2%-3.0pp | 80.3%-1.1pp |
| Annual return | 14.27% | 98.69%-84.4pp | 420.54%-406.3pp | 552.29%-538.0pp |
| Employer contribution / active EE | $4,779 | $5,285-9.6% | $4,932-3.1% | $4,663+2.5% |
| Participant deferral / active EE | $11,160 | $8,419+32.6% | $8,065+38.4% | $6,689+66.8% |
| Admin fee / account holder | $21,791 | $15,035+44.9% | $12,993+67.7% | $13,390+62.7% |