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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,628 | $162,136-36.1% | $152,301-32.0% | $154,746-33.0% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 16.84% | 91.02%-74.2pp | 80.50%-63.7pp | 172.34%-155.5pp |
| Employer contribution / active EE | $3,581 | $4,890-26.8% | $4,624-22.6% | $4,379-18.2% |
| Participant deferral / active EE | $7,076 | $8,341-15.2% | $8,004-11.6% | $6,730+5.1% |
| Admin fee / account holder | $26,025 | $15,759+65.1% | $14,398+80.8% | $14,365+81.2% |