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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,235 | $138,076-44.8% | $123,553-38.3% | $135,380-43.7% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -5.91% | 153.70%-159.6pp | 119.21%-125.1pp | 519.81%-525.7pp |
| Employer contribution / active EE | $3,584 | $5,152-30.4% | $4,628-22.6% | $4,779-25.0% |
| Participant deferral / active EE | $7,566 | $6,800+11.3% | $6,426+17.7% | $5,609+34.9% |
| Admin fee / account holder | $1,675 | $10,917-84.7% | $9,284-82.0% | $10,828-84.5% |