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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,816 | $150,447-55.6% | $136,298-51.0% | $147,586-54.7% |
| Participation rate | 78.6% | 84.4%-5.9pp | 81.9%-3.3pp | 82.8%-4.3pp |
| Annual return | 19.88% | 1049.15%-1029.3pp | 5156.27%-5136.4pp | 578.59%-558.7pp |
| Employer contribution / active EE | $2,684 | $5,256-48.9% | $4,696-42.8% | $4,876-45.0% |
| Participant deferral / active EE | $5,595 | $6,631-15.6% | $6,247-10.4% | $5,439+2.9% |
| Admin fee / account holder | $680 | $10,906-93.8% | $9,244-92.6% | $10,886-93.8% |