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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,744 | $160,040-36.4% | $147,096-30.8% | $145,877-30.3% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 14.29% | 98.49%-84.2pp | 419.75%-405.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $3,415 | $5,289-35.4% | $4,936-30.8% | $4,663-26.8% |
| Participant deferral / active EE | $6,782 | $8,429-19.5% | $8,071-16.0% | $6,691+1.4% |
| Admin fee / account holder | $1,089 | $15,050-92.8% | $13,005-91.6% | $13,402-91.9% |