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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,616 | $157,304-24.6% | $141,197-16.0% | $152,909-22.4% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 25.52% | 64.34%-38.8pp | 71.41%-45.9pp | 345.46%-319.9pp |
| Employer contribution / active EE | $2,893 | $5,263-45.0% | $4,736-38.9% | $4,764-39.3% |
| Participant deferral / active EE | $6,716 | $7,111-5.6% | $6,710+0.1% | $5,851+14.8% |
| Admin fee / account holder | $7,440 | $12,126-38.6% | $10,265-27.5% | $11,601-35.9% |