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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,744 | $160,070-36.4% | $147,117-30.8% | $145,897-30.3% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 14.29% | 98.69%-84.4pp | 420.54%-406.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $3,415 | $5,285-35.4% | $4,932-30.8% | $4,663-26.8% |
| Participant deferral / active EE | $6,782 | $8,419-19.5% | $8,065-15.9% | $6,689+1.4% |
| Admin fee / account holder | $1,089 | $15,035-92.8% | $12,993-91.6% | $13,390-91.9% |