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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,422 | $27,943+144.9% | $58,507+16.9% | $75,177-9.0% |
| Participation rate | 35.9% | 38.8%-2.9pp | 50.9%-15.0pp | 67.2%-31.3pp |
| Annual return | 32.24% | 44.22%-12.0pp | 4252.32%-4220.1pp | 160.75%-128.5pp |
| Employer contribution / active EE | $750 | $670+12.0% | $1,053-28.8% | $2,671-71.9% |
| Participant deferral / active EE | $1,814 | $1,202+51.0% | $1,922-5.6% | $4,126-56.0% |
| Admin fee / account holder | $1,680 | $1,727-2.7% | $2,486-32.4% | $5,651-70.3% |