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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,913 | $27,626+77.1% | $61,389-20.3% | $68,498-28.6% |
| Participation rate | 39.7% | 39.5%+0.2pp | 52.6%-12.8pp | 67.9%-28.2pp |
| Annual return | -26.38% | -13.24%-13.1pp | 338.73%-365.1pp | -7.84%-18.5pp |
| Employer contribution / active EE | $806 | $696+15.9% | $1,160-30.5% | $2,596-68.9% |
| Participant deferral / active EE | $1,848 | $1,263+46.3% | $2,125-13.1% | $4,027-54.1% |
| Admin fee / account holder | $179 | $2,010-91.1% | $2,130-91.6% | $5,403-96.7% |