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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,004 | $39,019+48.7% | $80,727-28.1% | $85,854-32.4% |
| Participation rate | 46.8% | 41.5%+5.2pp | 54.2%-7.4pp | 69.3%-22.5pp |
| Annual return | 18.17% | 26.27%-8.1pp | 87.28%-69.1pp | 318.56%-300.4pp |
| Employer contribution / active EE | $759 | $722+5.2% | $1,160-34.6% | $2,565-70.4% |
| Participant deferral / active EE | $2,154 | $1,326+62.5% | $2,146+0.4% | $3,952-45.5% |
| Admin fee / account holder | $61 | $2,431-97.5% | $3,380-98.2% | $6,260-99.0% |