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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,589 | $34,316+12.5% | $74,723-48.4% | $72,976-47.1% |
| Participation rate | 43.7% | 42.4%+1.3pp | 54.5%-10.8pp | 69.5%-25.8pp |
| Annual return | 28.07% | 26.58%+1.5pp | 753.18%-725.1pp | 81.02%-52.9pp |
| Employer contribution / active EE | $769 | $692+11.1% | $1,084-29.1% | $2,440-68.5% |
| Participant deferral / active EE | $2,144 | $1,272+68.6% | $1,962+9.3% | $3,608-40.6% |
| Admin fee / account holder | $0 | $2,125-100.0% | $3,335-100.0% | $5,124-100.0% |