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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,625 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $7,474 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,929 | $59,834-29.9% | $79,576-47.3% | $68,495-38.8% |
| Participation rate | 95.8% | 61.1%+34.8pp | 69.5%+26.3pp | 67.9%+27.9pp |
| Annual return | -12.37% | -12.30%-0.1pp | 0.15%-12.5pp | -7.84%-4.5pp |
| Employer contribution / active EE | $1,563 | $1,505+3.8% | $2,413-35.3% | $2,596-39.8% |
| Participant deferral / active EE | $7,750 | $3,024+156.2% | $3,985+94.5% | $4,028+92.4% |
| Admin fee / account holder | $126 | $4,835-97.4% | $6,834-98.2% | $5,403-97.7% |